Michigan Water Damage Public Adjuster?
A standard insurance policy usually covers only water damages where the cause was “sudden and accidental”, burst or frozen pipes, or a blocked toilet. A standard insurance policy will not cover damages from floods or an Act of God. So if your flooded basement is caused by melting waters, storms, or overflowing rivers, that is a flood, and not covered. Also, water that seeps into your basement through cracks is considered flooding, and, since it could have been prevented through home maintenance, it is generally not covered.
Certain insurance carriers have extended coverage for water back-up. You should always check with your agent to see if you have ample coverage in case of water damage.
At Up Front Settlements, we employ and work with only the best professionals in the industry: appraisers, public adjusters, restoration contractors, negotiators, etc., to assure you are getting the best settlement you are entitled to. With us, you can rest assured, your claim is adequately documented, your losses correctly appraised, and, when it comes to negotiating, you are on a level field with the insurance company, without having to resort to more expensive, legal action. Our team of experts can help you get a head start on the water restoration process and help you make a speedy financial recovery. Contact us today for a free consultation or site inspection. You’ll be impressed with what we can do for you.