Grand Rapids Mi’s #1 Public Claim Adjuster Services

Up Front Settlements offers Immediate site inspection to assess all damages. We Carefully analyze the insurance policy to determine the insured’s rights and responsibilities. We Outline with the insured and/or their advisors a recovery plan. We Report the claim to the insurance carrier and agent immediately. Our Public adjusters will be with you every step of the way to be your advocate and answer all of your questions, and reduce your anxieties and concerns during a very emotional time. We Get Results

Public Adjusters Michigan


You wouldn’t go to court without a lawyer—you shouldn’t settle a property claim with your insurance company without your own private claims adjuster. Insurance Companies have adjusters working for them to minimize your claim / Up Front Settlements works for you to maximize it and make sure you get everything due under your policy!

Fire & Smoke

Fire and smoke damage restoration is very expensive and a very involved process, an expedited insurance claim settlement helps get the funds needed quickly to start the cleaning, restoration or re-construction.

Water & Flood

Water damage from flooding can have disastrous long-term effects on the integrity of your home or business and also the health of your family. Water damage claims from flooding are expensive and can be denied for many reasons.

Appraisal Services

Getting an accurate appraisal from an independent public appraiser is a critical step for the success of your property damage insurance claim. Without it you may find yourself in the end having to pay out of pocket for replacement.

Proof Of Loss

A Sworn Statement in Proof of Loss is the insurance companies road map to your claim. This is a sworn document, so it is your testimony to the insurance company that you are claiming exactly what you put on that piece of paper.

Exam under Oath

At any time the insurance company can become suspicious about any aspect of your claim, such as the cause of the loss, the amount of the loss, your financial condition as well as many other “red flag” issues,to not pay the loss.

Without assistance from a certified licensed Michigan Public Adjuster, some coverage may be overlooked and not documented correctly, structural integrity and contents damages could be missed, and the claim could be long and drawn out, all leading to a reduction in the final insurance company settlement. The insurance company adjuster is primarily concerned with making sure that the insurance company does not pay any more than they have to. That’s where we come in. About Us

We understand!

We’ve been there.

My name is Ed Benavides and I am the owner of Up Front Settlements, last year the unthinkable happened and a tornado hit our home. I am grateful every day that I had the knowledge to navigate the world of insurance claims to ensure my family was made whole. I have passion for what I do because I’ve been there, I know your stress, pain and confusion.

Read More Of Our Story Here

BBB Rated Public Adjusters MICHIGAN